New Vehicle Specials

Finance Application

Drive Your Deal

Buying vs. Leasing Your Next Car, Truck, or SUV

Many shoppers think that the financial steps of an automotive purchase can be the hardest. Our dealerships are here to take that stress off your shoulders. A main question is whether you should buy or lease your next vehicle. Here is a bit of information about each of these common financial paths.

Financing a New Vehicle

One of the most common methods of buying a car is to finance it. This means that you will pay off the complete cost of the vehicle throughout ownership. Just because this is one of the most usual methods does not make it simple. Our professionals are here to give you an easier way to finance.

Customers throughout the Bath, NY, area choose to finance with us because we have a range of industry connections. That means you can expect comprehensive auto loans and manageable payments every time. This makes fitting your budget a breeze, which any shopper can get behind.

Leasing Your Next Vehicle

Whether you live in downtown Hornell, NY, or simply don't drive as often as other commuters, leasing may be the right decision for you. This process differs greatly from financing. The biggest difference is that you are not paying off the full amount of your Nissan Altima or Subaru Outback. You are simply paying for your vehicle as you drive it.

Many standard lease agreements come with monthly mileage limits. This means that you can only drive a certain amount, which can be decided depending on your current driving habits. Our professionals are more than happy to work with you and figure out a lease agreement that best fits your Horseheads, NY, needs.

The Benefits of Leasing

Leasing brings its own range of benefits to the table. One that any shopper near Big Flats, NY, can get behind is the savings. Because you aren't paying the full price of your vehicle, you will see lower monthly payments. That means you could fit a newer Ram or Hyundai into your budget with ease.

That is just the start of where you can save when choosing to lease your next ride. You will also have less responsibility over maintenance, which will make this ownership much easier. Customers also love the ease of upgrading to newer models due to the shorter terms of standard lease agreements.

The Benefits of Buying

There are so many reasons why shoppers usually choose to finance their next Ford F-150 or Chrysler Pacifica. The freedom is one of the most sought-after elements of this financial decision. You won't have any driving limits or contract deadlines, allowing you to use your new vehicle however you decide while driving through Hallstead, PA.

Another excellent perk is equity. Financing your new Jeep Wrangler means that you are working towards owning it outright. That means you are investing in your ride and could even end up putting that value toward your next purchase.

Drive Your Deal

Choosing to finance or lease your next Chevrolet is always a tricky decision. Our professionals are here to make that process easier. We have years of experience in this industry, and that will show throughout your next visit. Our team will work to understand what you are looking for, your driving habits, and budget so that you leave with the deal you deserve.

Work with Our Finance Center Near Elmira Today

We encourage shoppers to visit our finance center when they are looking for the right purchase. Our dealerships offer a wide range of new or used cars, ensuring anyone can fit their current economic needs. Deciding between financing or leasing your next ride will be much easier when working with us.

  1. Simmons-Rockwell

    784 County RD 64
    Elmira, NY 14903

    • Sales: (607) 796-5555
  2. Dansville Chevrolet

    139 Franklin St.
    Dansville, NY 14437

    • Sales: (585) 204-7708
  3. Simmons Rockwell Ford of Bath

    7329 Old Hammondsport Road
    Bath, NY 14810

    • Sales: (607) 776-8100

    784 CO RT 64
    ELMIRA, NY 14903

    • Sales: (607) 215-4331
  5. Simmons-Rockwell Chevrolet Buick GMC Bath

    7327 STATE ROUTE 54
    BATH, NY 14810

    • Sales: 6075833071
  6. Simmons Rockwell Chevrolet Buick GMC

    7327 State Rt 54
    Bath, NY 14810

    • Sales: (607) 622-0068
  7. Simmons Rockwell

    7329 Hammonsport Road
    Bath, NY 14810

    • Sales: (607) 210-0080
  8. Simmons Rockwell Ford Inc.

    1160 County Route 66
    Hornell, NY 14843

    • Sales: (607) 324-4444
  9. Simmons-Rockwell Ford Inc.

    1160 County Route 66
    Hornell, NY 14843

    • Sales: (855) 570-7519
  10. Simmons-Rockwell Ford of Bath

    7329 Old Hammondsport Road
    Bath, NY 14810

    • Sales: (888) 897-1362
  11. Simmons-Rockwell Ford of Hallstead

    23761 State Route 11
    Hallstead, PA 18822

    • Sales: (877) 881-7285
  12. Simmons Rockwell Ford of Hallstead

    23761 State Route 11
    Hallstead, PA 18822

    • Sales: (570) 879-2134
  13. Simmons-Rockwell Hyundai

    784 County RD 64
    Elmira, NY 14903

    • Sales: (607) 796-5555

    784 COUNTY RD 64
    ELMIRA, NY 14903

    • Sales: (607) 796-5555
  15. Simmons Rockwell Nissan of Hornell

    1151 County Route 66
    Hornell, NY 14843

    • Sales: (607) 324-4444
  16. Simmons-Rockwell Nissan

    224 Colonial Drive
    Horseheads, NY 14845

    • Sales: (607) 398-6666
  17. Simmons Rockwell Subaru

    784 County Rt 64
    Elmira, NY 14903

    • Sales: 607-796-5555
Loading Map...

Get in Touch

  • Contact our Sales Department at: (607) 796-5555
  • Monday9:00 AM to 7:00 PM
  • Tuesday9:00 AM to 7:00 PM
  • Wednesday9:00 AM to 7:00 PM
  • Thursday9:00 AM to 7:00 PM
  • Friday9:00 AM to 6:00 PM
  • Saturday9:00 AM to 4:00 PM
  • SundayClosed